Guides
- How to open a Trump Account, step by step — Form 4547, ID.me, deadlines, and the scam red flags to watch for.
- Employer contributions explained — the $2,500 tax-free workplace benefit and what to ask HR.
- Withdrawal rules: taxes, penalties, and basis — which dollars come out tax-free, and the Roth conversion move at 18.
Why this site exists
Trump Accounts (created by the One Big Beautiful Bill Act of 2025) are brand new, and most of what's written about them is either official optimism or vague news coverage. These calculators show the math, let you change the assumptions, and link to primary sources — IRS guidance and the statute itself — so you can verify everything. When guidance is ambiguous, such as how employer contributions interact with the $5,000 annual cap, we say so on the page instead of guessing silently.
Everything on this site is educational — not financial, tax, or legal advice. Rules cited reflect guidance available as of July 2026 and may change; always verify against official sources before acting.