Privacy Policy

Effective July 2026

What we collect

Our calculators run entirely in your browser. The numbers you enter (birth years, contribution amounts, income) are never sent to our servers and are not stored after you leave the page.

Cookies and advertising

This site may display advertising served by third parties, including Google AdSense. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visits to this site and/or other sites on the Internet.

You may opt out of personalized advertising by visiting Google Ads Settings, or opt out of some third-party vendors' cookies at aboutads.info.

Analytics

We may use privacy-respecting analytics to understand aggregate traffic (pages visited, referrers, country). We do not build individual profiles and we do not sell data.

Affiliate links

Some pages may contain affiliate links, disclosed where they appear. Clicking one may set a cookie from the merchant so they can attribute the referral.

Children's privacy

This site is directed at adults (parents and savers). We do not knowingly collect personal information from children under 13.

Contact

Questions about this policy? Reach us via the contact page.

Changes

We'll update this page if our practices change, and revise the effective date above.